Low Cost Logging Truck Insurance
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Logging trucks face a unique set of risks and challenges. Most commercial trucks don’t need to travel on dirt or gravel or maneuver through tight twists on uneven grades that log trucks need to navigate daily. Add a top-heavy load of up to 80,000 lbs and you have distinct risks for logging trucks that require the right insurance coverage. Weight limits for log trucks in some parts of the United States are even higher, potentially increasing the risks.
What Does Log Truck Insurance Cover?
The insurance needs for log trucks can differ. A stake truck, for example, needs different coverages than a tractor-trailer with a flatbed for carrying loads. A dump truck also needs different coverages than a trailered rig. The base coverages include your Commercial Auto Liability coverage. Further customizing your log truck insurance policy, coverages can vary based on the truck type, configuration, and other considerations such as whether the tractor is operated without a trailer or if the trailer is run empty while not under dispatch. Insurance needs can also vary depending on whether you are operating under your own authority or your truck is under permanent lease to a logging company.
Common coverage options include:
Rates for your log truck insurance can be affected by a number of factors, including the type and value of your vehicles, the number of miles driven, driving records, claims history, chosen coverages, and more. Our trusted insurance agents can provide fast quotes from multiple insurance carriers to help you get the right coverage at the right price for your trucking business.
What Does Log Truck Insurance Cover?
The insurance needs for log trucks can differ. A stake truck, for example, needs different coverages than a tractor-trailer with a flatbed for carrying loads. A dump truck also needs different coverages than a trailered rig. The base coverages include your Commercial Auto Liability coverage. Further customizing your log truck insurance policy, coverages can vary based on the truck type, configuration, and other considerations such as whether the tractor is operated without a trailer or if the trailer is run empty while not under dispatch. Insurance needs can also vary depending on whether you are operating under your own authority or your truck is under permanent lease to a logging company.
Common coverage options include:
- Log truck liability Insurance: This is the core coverage, which covers liability for bodily injury and damage to the property of others due to a log truck accident.
- Physical damage coverage: Now you have a way to cover damage incurred to your truck due to an accident or optionally due to other risks, like fire, theft, glass breakage, or vandalism.
- Non-trucking liability coverage: When using your truck and not under dispatch, like for personal use, this liability coverage provides protection.
- Motor truck cargo insurance: Fire, collision, and other risks can threaten your load. Cargo insurance keeps you covered for what you are hauling.
- And more...
Rates for your log truck insurance can be affected by a number of factors, including the type and value of your vehicles, the number of miles driven, driving records, claims history, chosen coverages, and more. Our trusted insurance agents can provide fast quotes from multiple insurance carriers to help you get the right coverage at the right price for your trucking business.